Future Fund
Recommended for: people who are planning for their retirement
Benefits:1. Maturity benefit
- receive a guaranteed payment at maturity date
2. Choice of settlement options
- receive payment based in a lump sum, an amount over a fixed period, a fixed amount at regular intervals, only the interest earned by the maturity benefit, or any mode of settlement arranged with the company
3. Pre-maturity benefit
- opt to avail of pre-maturity benefit once the plan is fully paid
4. Yearly cash benefit (for Future Prime Fund only)
- receive 15% of the maturity benefit annually starting on the 10th year prior to maturity date
5. Various choices for payment period and years to maturity
- opt for a shorter or longer payment period and number of years to mature
6. Insurance benefits
- term insurance, credit life insurance, total disability benefit, accidental death and dismemberment benefit
Factors to consider:1. Paying period
2. Maturity period
3. Maturity benefit
Plans:1. Future Fund
- credit life, total disability benefit, accidental death and dismemberment benefit
2. Future Fund Plus
- credit life, total disability benefit, accidental death and dismemberment benefit, term insurance
3. Future Fund Prime
- credit life, total disability benefit, accidental death and dismemberment benefit
- yearly cash benefit
