Philam Elite Home
Philam Elite Home
Recommended for: homeowners who want a comprehensive home insurance, including contents
Benefits: 1. Building coverage
2. Household contents, personal effects, and valuables
3. Liability
Options: 1. personal accident
2. swimming pool cover
3. temporary removal or storage
4. temporary accommodation
5. replacement of locks and keys
6. accident death of a pedigree dog
7. loss or damage to servant's property
8. fire brigade and extinguishing expense
Eligibility: 1. single detached
2. duplex
3. townhouse
Factors to consider: 1. Sum insured
2. Type of house
3. Location
4. Type of construction
5. Occupancy
6. Property insured
Plans: 1. All risks
2. Broad named perils
3. Broad named perils excluding earthquake
4. Broad named perils excluding burglary and robbery
5. Broad named perils excluding earthquake and burglary and robbery
